Similarly, to purchasing car insurance, you can purchase insurance for your motor home or RV. How this differs however, is that the type of coverage you will get for these types of travel vehicles, will also include areas such as contents and standard equipment that both fall outside the scope of your other vehicle insurance coverage.

While, ‘contents’ coverage involves items such as linens, kitchen items such utensils, dishes, etc, under the ‘standard equipment’ category, you are looking at insuring the items that are attached to your motor vehicle, including appliances.

The Insurance Corporation of BC (ICBC) offers coverage known as ‘Vehicle Travel Protection’ and it includes packages that meet your auto towing needs. This includes, campers, trailers, etc, ultimately the vehicles that will be towed, so if this reflects your needs, it is worth looking into.

As you can see, these policies offer a wide range of coverage for your vehicle travel needs. That said, it is best to enquire about the specifics of these packages and to learn more about what is coverage, as well as about any existing exclusions.

It is important to also note, that your home insurance coverage may relate to some of the areas, while you are traveling in a mobile home or fifth wheel vehicle. However, there will be some limitations. Again, is it a good idea to go over the details with an insurance agent, and find out what specific additional coverage you may need to purchase, in order to protect all of your travel contents, equipment, and the vehicle, itself.

If you are storing your vehicle, there is specific coverage for this instance. If this is a living space, then special coverage exists for this also and will be worth considering as an addition to your policy.

Of course, you may also want to consider taking out additional coverage for accidental loss or destruction of your mobile home or trailer. For example, a range of events that can cause damage to your vehicle, such as storms, fire and smoke, vandalism or theft, encounters with animals, and collisions with other vehicles.

Replacement packages also exist and can be purchased to help with the cost of a comparable replacement of the entire vehicle.

If you are using your motor home on a full time bases, there is another comprehensive package to consider. This type of coverage is designed to provide personal liability, protect personal contents, as well as additional living expenses that may be necessary for all year round mobile or trailer occupancy.

With all of the insurance options available, insurance agents well-versed in this field, can help ensure you have the best possible package for your intended motor home, RV, or travel trailer needs.

In the end, it is always best to opt for insurance, in order to protect your financial investment. Contact Leaders Insurance to discuss your RV and Travel Trailer insurance coverage needs.

Then, let all of your road travel and lifestyle adventures begin.