Let’s say, you have been recommended to go with certain insurance products for your business. It is important to make sure you ask the agent to explain in detail, what the policy covers. This can help you make sure the policy meets your needs, as well as that you understand what your responsibilities are in order to maintain this coverage over time.

An added benefit of working with the same agent over time, is that they can provide ongoing support and be in touch with you should any changes come up – or there are any other details that require your attention.

Another great question to ask relates to the idea of having one or more policies through the same broker. For example, if you already have your business policy through the broker, you may also want to add in vehicle insurance and even home insurance. This way your broker can help you manage all of these policies ‘under the same roof’

Sometimes, bundling is also an option, and there is an opportunity to receive discounts and reduced fees by doing so. It never hurts to explore this possibility by asking, as it can have many benefits for you.

Last, but not least is the question of extending your coverage. With all of the extreme weather events we have seen across Canada in recent years, another key piece to your insurance is taking into account if you reside or work in a region that is susceptible to floods, fires, and other potentially damaging seasonal conditions.

Making sure you have added the necessary coverage can help to give you the extra peace of mind you need. And should anything like this happen, your business – and your livelihood is well protected.

At Leaders Insurance, we highly value the relationships we have build with our clients.

And while our Transformers query from earlier may remain a mystery for now, your insurance agent can answer all of your other equally important questions.

That said, have you thought about the possibility of saving time by working with one insurance broker for all of your insurance needs?

If the answer is ’No’ or ‘Not Yet’, then you have come to the right place. Turning to one insurance agency for multiple insurance needs has many benefits – starting with saving you that extra time you have been searching for.

While we’re on the topic of saving time, dealing with one insurance provider can significantly alleviate the amount of time you spend communicating with various agents. Often times, it can become confusing when dealing with too many people, and phone calls, emails, and in-person visits can really add up.

Not only does your calendar get too jammed up, but too many cooks in the kitchen can add additional stress that you just don’t have the time for.

On the other hand, working with one agency means you will be speaking with the same individual or individuals on a regular basis, and this will make for a much more straightforward process.

Plain and simple, working with the same set of insurance agent helps to build trust. It also means an increase in the quality of service. Working with the same broker amounts to not only an improved line of communication and understanding, but ultimately a more personalized service for your insurance needs.

With a long-lasting agent-client relationship, you can make the most of your business insurance, and reduce the time it takes to do, thus making your load quite a bit lighter.

Since you are already saving time, why not save some money in the process. Having built a rapport with a good insurance broker also means you have access to the best rates possible for your insurance.

Insurance can also be more affordable through the magic of bundling. Bundling your insurance, much as you might bundle your internet and cell phone plans, this approach can be very beneficial.

For example, if you already have your small business insurance through one agency, it also make a lot of sense to turn to that same broker to secure your other insurance necessities. These of course can include, home, vehicle, and other personal insurance areas. Commercial insurance is also compromised of a wide range of insurance coverage, as such, there may be others you want to consider adding to your current policy.

Your agent can help advise you on these different areas and together, you can decide which types of coverage you require, bundling them together to ease both your stress and the amount you will need to pay.

As a busy entrepreneur, the ’one-stop-shop’ approach to managing your insurance, can be one major way you can free up more time to put towards the management of your business. And with one broker at your side, quality over quantity can also prevail.

At Leaders Insurance, we understand how important it is for you to protect your business.

While people typically come to us because of our decades of experience offering business insurance, we also offer a diverse range of personal insurance packages. When you think about it, it just makes sense to combine both all in the same place.

Connect with one of our agents and find out how easy it is to get started. That way, you can move forward with more personalized insurance coverage that is the best fit for all of your insurance needs.

While homeowner’s insurance covers specific aspects of protecting your home, it also relates to coverage for your belongings and valuables. That said, if you are currently renting a home, whether that be an apartment, condo, or a house, having renter’s insurance is also a good idea.

With tenant’s insurance, you can keep your possessions protected while not requiring coverage for the structure, as this is the responsibility of the landlord. In the event, any of your personal belongings are damaged, destroyed, or stolen, this type of insurance can be vital when it comes to replacing these items – which often comes at a high cost.

Renter’s insurance, not unlike a homeowner’s policy also takes into account accidental actions on your part that result in damage to the unit you are occupying. Personal liability insurance is a fundamental part of a tenant coverage policy. It is definitely worth considering since, as a renter, you also have responsibilities attached to your living environment, even if you are not the home owner.

Learning about insurance as a whole, as well as being aware of all of the types of coverage available can be a valuable step towards managing your future insurance policies, whether this be a home insurance or another kind of policy.

One other type of insurance you may want to consider is business insurance. Business insurance coverage comes in a variety of shapes and sizes and applies to a wide range of businesses. If you are thinking of opening up a business at some point, you can get a head start by looking into the various commercial insurance offerings.

From small businesses to e-commerce models, business insurance has expanded its scope to keep itself aligned with the evolving business world.

Some of the most common business insurance includes:

General Liability insurance, Commercial property insurance, and Business income insurance. Then there is e-commerce and cyber security insurance areas to factor into your decision and to help ensure your business is well-protected.

Just like most things in life, our insurance needs also change over time. So being well-versed in your policies as well as staying connected with an insurance agent can make the process considerably less overwhelming and more straightforward.

In the end, you want to do everything you can to protect yourself from financial stresses and having the right insurance in place can definitely help with this goal.

Discussing your insurance needs with an insurance agent you have worked with before is a worthwhile step towards finding the best policies, as well as at the most affordable rates possible.

At Leaders Insurance, we understand that managing your insurance policies is a very important part of your life. Our agents look forward to discussing your current and future insurance needs with you.