Making a Claim on Your Vehicle Insurance
Having to file an insurance claim is never fun, and even daunting at times. However, with a familiar insurance agent in your corner, this process can go a lot more smoothly.As drivers, we definitely don’t set out knowing that we’ll get into an accident. That said the reality is that sometimes this can happen. Being prepared in a variety of ways prior to this possibility, can give you some well needed peace of mind.At the top of this list can be informing yourself about how to make a claim on your vehicle insurance.Here is some information on reporting vehicle claims in BC to help get you started.
Types of Vehicle Claims
Depending on the nature of the accident and the damage to your vehicle, there are specific claims that can be filed.
Emergency Roadside Claims
In the event your car breaks down, you can file an Emergency Roadside Claim. If, for example you have expenses related to the costs of replacing a flat tire, then there are existing claims to that can help.
Hit and Run Claims
While some claims relate to the type of collision or damage done to your vehicle, there are others as well that pertain to what occurs during the aftermath of the accident.
Hit and Run Claims, for example can be filed whether you are the victim of the hit and run, and even in circumstances when you are the one who has witnessed the incident.
Theft and Vandalism Claims
Types of claims that fall under this category include, vehicle theft as well as vehicle equipment theft. Whether it is your entire car that has been stolen or individual pieces of equipment that thieves have made away with, you can choose to file an applicable claim.
Specific to situations of vehicle vandalism, and ranging from serious scratches to unwanted graffiti art, insurance claims exist as well to help offset these kinds of repairs.
Weather Related Damage Claims
Other types of damage claims to be aware of are of the weather variety. Should your vehicle incur damages as a result of a weather event or even a fire, you can file a claim to assist with repairs or replacement
Speaking directly with your insurance agent will mean you have all the right information upfront. In addition to knowing what will be covered in each type of claim, your agent will also see to it that your claim is filed properly and as soon as possible. Thankfully, this will also result in your car being repaired a lot faster.
Additional Benefits of Working with a Trusted Insurance Agent
While the information here represents an overview of some of the main areas of concern you may have about making vehicle claims in BC, it is also important that you connect with your insurance agent directly. That way, you can go through this process together, and they can answer any specific questions you may have about your insurance claims.
In certain events, your insurance premiums may increase, and having a direct line to your trusted agent can mean you will be kept apprised of this, as well as of any other relevant information. As a result, you can avoid being caught off guard by any major changes to your policy.